Wednesday, April 24, 2013
FAQ: Can You Carry A Handgun In A Bank Or A Credit Union?
Q: Can You Carry A Handgun In A Bank Or A Credit Union?
A: Not going to delve into the line of demarcation between a bank and a credit union. For purposes of carrying a firearm on the premises, I'll discuss them both as the same.
MCL 750.234d(1) discusses pistol-free zones. It describes "depository financial institution or a subsidiary or affiliate of a depository financial institution" as being pistol-free, however, CPL-holders are exempt.
So, lets look at the Conceal Carry law - MCL 28.425o - which lists pistol-free zones for conceal carry but it does not include banks or credit unions. So, the answer is YES, you can legally carry a pistol into a bank, if you have a CPL.
However, the banks are private property. As such, they can post a sign barring guns and can ask you to leave.
You are strongly encouraged to not only conduct your own independent research but to also consult with a competent and qualified attorney before acting upon any information in this article. Laws covering self-defense, lethal force, firearms, and the Michigan Concealed Pistol License and their enforcement are always subject to change due to laws being amended, politics conducted in the Prosecutor's Office, and election results at all levels of government. Ignorance of the law, legally speaking, is not a valid excuse for running afoul of it. The penalties and fines imposed upon violators of firearms related offenses are stiff and severe.
About The Author
Rick Ector is a National Rifle Association credentialed Firearms Trainer, who provides Michigan CCW Class training in Detroit for students at his firearms school - Rick's Firearm Academy of Detroit.
Ector is a recognized expert in firearm safety and has been featured extensively in the national and local media: Associated Press, UPI, NRAnews, Guns Digest, Tactical-Life, The Truth About Guns, The Politics Daily, Fox News Detroit, The Detroit News, The Detroit Examiner, WJLB, WGPR, and the UrbanShooterPodcast.
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